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Vision insurance is a lower cost addition to a comprehensive benefits package for employees that is provided by employers. Vision insurance is often an optional addition to a comprehensive health policy. Vision insurance pays for employees to have regular vision examinations and pays for a percentage of the cost of corrective equipment to treat vision problems including eyeglasses and contacts. Some vision insurance plans pay for laser eye surgery. The benefits vision insurance provides are defined in your vision insurance policy.
Many diseases that threaten your vision can be detected during regular examinations. Eye related injuries, detected early, can be treated or cured. Regular eye examinations from an eye or vision care professional are the single most important preventive step you can take to protect your vision.
Eye doctors or vision specialists can also detect diabetes, high blood pressure and cholesterol problems early. When you catch these conditions early, they are easier to treat.
Vision insurance plans are often available from your company’s health insurance provider at reasonable rates. Vision insurance is often included in a comprehensive large group health plan.
Vision insurance plans provide options that range from programs that offer discounts on corrective equipment such as contacts and eyeglasses to programs that pay for an annual exam and leave the cost of lenses to employees. According to an article in Workforce, "Vision benefits typically run an employer about $60 annually for family coverage."
Consequently, vision insurance is an appreciated employee benefit.
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Susan Heathfield makes every effort to offer accurate, common-sense, ethical Human Resources management, employer, and workplace advice both on this website, and linked to from this website, but she is not an attorney, and the content on the site, while authoritative, is not guaranteed for accuracy and legality, and is not to be construed as legal advice.
The site has a world-wide audience and employment laws and regulations vary from state to state and country to country, so the site cannot be definitive on all of them for your workplace. When in doubt, always seek legal counsel or assistance from State, Federal, or International governmental resources, to make certain your legal interpretation and decisions are correct. The information on this site is for guidance, ideas, and assistance only.
